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Life Insurance provides a lump-sum payment to your loved ones in the event of your death or being diagnosed with terminal illness.
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TPD (Total and Permanent Disability) Insurance pays a lump sum benefit of up to $3m if you become totally and permanently disabled due to illness or injury and you're unable to work again.
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Critical Illness insurance offers a lump sum payment if you're diagnosed with a critical illness such as cancer, heart attach, or stroke. This can help cover medical expenses, lost income and other financial obligations.
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Income Protection pays a monthly benefit amount if you're unable to work due to illness or injury. With TAL income protection policy, you can recieve up to 70% of your income. You can also tailor your waiting period and benefit period to suit your needs and budget.
TAL Health Sense & Health Sense Plus
At TAL, health is at the heart of what we do. We’re always looking for new ways to empower you to protect your physical, mental and financial wellbeing. Because your health and well-being are as important to us as they are to you, we’ve developed the TAL Health Sense program – our prevention program to enhance the health and wellbeing of Australians.
TAL Health Sense
Focuses on primary prevention, for example, having a healthy BMI can prevent conditions such as diabetes mellitus. This can provide up to 15% off your insurance premiums.
TAL Health Sense Plus
Focuses on secondary prevention, which is concerned with detecting a condition early to improve health outcomes.