
Life Cover provides a lumps sum payment if you die or are diagnosed with a terminal illness, supporting your loved ones by covering living expenses and existing debts.
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TPD (Total and Permanent Disability) Insurance provides a lump sum payment if you suffer total and permanent disability and can't work again.
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Crisis Illness provides a lump sum payment if diagnosed with a non-surgical critical condition or have a surgical procedure for a surgical critical condition.
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Critical Illness Standard ​
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Critical Illness Plus
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Income Protection to replace part of your income if you can't work due to sickness or injury
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Income Assure
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Income Assure+
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Business Expenses cover to insure certain business expenses if you can't work due to sickness or injury.
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Business Expenses​
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Business Expenses Platinum Option
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MLC -Wellness & Recovery with Vivo
Vivo is an award-winning program available to MLC Life Insurance customers at no extra cost. It provides a broad range of support options to help you achieve your health, wellness, and recovery goals.
Vivo Incentive offers a lifetime discount of 7.5% on insurance premiums. Vivo Incentive applies to those customers applying for new lump sum cover when their Body Mass Index (BMI) is between 18.5 and 28.5 (inclusive).